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I’ve got a buddy who does a variation of this. He’s got a little shack pretty close to town. He’ll work in the oil field for a few months, come hang out with everyone, and live a “normal” life. Then when he’s saved up enough he rolls out and lives in the woods with his dog hunting and fishing and growing veggies. We go by and check on his place every so often to make sure no one has broken in and it’s not rotting to the ground.
When he no longer has the money to stay in the woods he comes back. I say that, but he’s got the skills to feed himself out there. I think he gets bored after a year or two and wants to be around people for a while.
I asked him about retirement once and he’s got another shack right on a lake that’s been paid off since the 90s. His plan is to go there and fish and not come back.
Healthcare costs in the US is usually the blocker for me when I think about extended stays as a hermit.
Go somewhere with cheap healthcare when not working
One solution to this has been, be a resident of a blue state and get on medicaid, though it’s looking like that might not be viable going forward…
I thought Gen Z aren’t really into drinking or drugs. I hope they do this. Make holes in your resume the norm so they can’t hold anything against you. I have friends that did/do this and they got it out of their system. They’re pretty happy with their lives.
From what I’ve seen as a gen-z/millennial aged outgoing person: older gen-z still drinks quite a lot, younger ones (17-22) drink less but use significantly more drugs.
But that’s just my two cents. Drugs do seem to have normalised a significant amount. Most nightlife people are clearly using coke, mdma or designer stuff, which used to be more subtle.
A woman I know did just that, except she wrote a book during her “off” years.
Only works if you are not working a shitty job and living paycheck to paycheck. Good fucking luck in most economies greedy billionaires are keeping this from happening.
Yeah and if the job market sucks and you’re out a job
Yeah wtf jobs is she getting where she builds up a safety net in 1-2 years? I’ve been at this shit for a decade and have 3 digits in my bank account
Edit: I should disclose the fact that I have been making minimum wage this whole time. That said, most people I know make nearly average wages, and still have 3-4 digits in their bank accounts at all times
Living with parents probably (/gen, non-derogatory)
There’s a thing called lifestyle creep. You may not necessarily be living paycheck to paycheck on the bare minimum. Going out with friends, having the latest phone, having hobbies, if you cut out all fun you may be able to save up significantly. You can also live like a bum in the least accommodating space you can stand. Being comfortable is expensive, but not everybody wants to be uncomfortable for long stretches just to fuck off to the Bahamas for a month every few years. That or credit card debt.
That is for sure a thing, but in my case it genuinely is having little income
Been making minimum wage for way too long, and at this point I’m too old and don’t have the skills to get a significantly better job. My retirement plan is
Well sure if you never got out of minimum wage jobs then it’s no wonder you can’t accumulate a safety net, the majority of people don’t keep working minimum wage for decades though (median income is above minimum annual salary).
If you’re making minimum wage, what do you really have to lose by improving your marketable skills?
It’s a pretty neat trap, you see I can’t afford to take any time off work to even look for another job, let alone any unpaid training
I’m sure if I locked the fuck in and pulled myself up by my bootstraps and got extremely lucky, I could jump ship into a better position, but that target is like 5 feet wide and a hundred feet away and surrounded by homelessness on all sides
You obviously have the internet. I doubt you worked 24/7. Use some of that internet to study.
Do you have any internet-based resources I can use to study in any way that would help me get a different job?
One’s heart. Perhaps you are unaware, but improved skills can cause havoc on one’s cardiovascular health. Improved skills are a leading cause of death in the United States.
I think current ‘lifestyle creep’ for many is getting used to things like ‘health insurance’ and ‘something other than beans and rice’. Hard to give up simple human dignity once you’ve had a taste of it.
people living like this don’t think into next week much less health insurance
these are the dudes social safety nets and medivac helicopters support
I mean almost anyone with a stem education is able to do this.
Before you say: “buh have you seen the job market?”
The point of the plan isn’t to get stinking rich off of each 1-2 year stint, it’s to make just enough money that you can travel around and reset to nearly 0 after not working for a few months to a year
Not in the US, if you have any medical conditions or if you don’t want to gamble with the possibility of getting injured, or if you have a spouse or children who need your insurance.
Ah yes, for all those 55 year old Gen Z’ers with a couple kids and a heart condition.
Do you think young people can’t have medical issues or kids? What is this?
Sorry to say that Gen Zs are up to their mid-late 20s now, and:
- Plenty of people have or develop medical conditions in their 20s.
- Plenty of people have kids in their 20s
- Plenty of people get injured in their 20s.
- Spouses can be just as dependent on insurance as children
You know, you can pay for private health insurance if you don’t have a job. And if you have an emergency fund or (micro) retirement fund, it should include funds for health insurance.
As long as you line up your micro retirement with open enrollment (which, coincidentally, lines up with the winter and the holidays and therefore one of the most expensive time to travel) andAs long as you can afford to suddenly add anywhere from two to ten thousand dollars to your micro retirement plan depending on your health needs, and as long as you live in one of the few states where the most affordable plans are offered.
Take a look at each plan in the link below, and notice under “Pros and Cons” most of the affordable ones are offered in less than half the states, and still cost thousands of dollars.
Keep in mind, these list average plan costs under the ACA, but I specifically pointed out the issue of having conditions or injuries or spouses or children that would put you above average: https://www.forbes.com/advisor/health-insurance/best-affordable-health-insurance/
(Edit - also keep in mind, I’m specifically responding to a comment that said almost anyone with a stem education can do this. Some can, sure, but no, almost anyone with a stem education cannot do this.)
Move to a better state. If you are already quitting your job to travel, you can just list yourself as living at a friend’s house or whatever on paper, and then apply for health insurance.
That’s fair, I forgot to include “or as long as you are willing to commit fraud”
Leaving your job qualifies as a “life changing event” and allows you to sign up for private insurance under ACA. You don’t need to wait for open enrollment.
Ah, thanks for the correction. I thought it had to be an involuntary job loss.
Yes, fear is a major factor for why people don’t do risky things for potential rewards.
As for having a spouse and children or a pre-existing medical condition, you’re correct that only a certain portion of the population is able to do this. We already cut it down to people with something like a STEM degree that are able to do this.
If I was looking at a hire who only gives a year I’m thinking that’s a big investment to get them up to speed on our tech, train them, and start getting them projects only to know they’re going to bounce. Not to mention provisioning tech and tools for them. I think experience and a company willing to hire you becomes the issue if you do this too often.
Stem jobs aren’t a spot where you want to be losing your talent every year, it’s hard to push forward with that. I see companies avoiding those hires honestly.
Also, how do you advance and make more, if that’s what you want, without working somewhere long enough to grow. Self education helps, but practical experience is needed.
If I were them, just be a freelancer. It gives you the freedom and you’re your own boss.
That’s the key, you don’t tell the company you’re working for that you only plan to stay for a year or two. After you’ve done it twice maybe your resume will start to show a pattern, but at that point you’ve been doing this for 4-6 years, and I can think of plenty of lies to tell corporate that will make for a good excuse.
As for making more, your progress will definitely be stymied by taking breaks, but you’re not taking breaks in order to advance your career. It’s just a difference in life goals, clearly you value climbing a corporate ladder to increase your salary. Besides, it’s well documented that changing employers is one of the best ways to increase your salary so if your goal is making more money you would want to change jobs every couple of years no matter what.
clearly you value climbing a corporate ladder to increase your salary
That’s not at all true, and I feel like people with this very casual stance on a career think that everyone else is that way. We’re not. If anything I feel like we just can think beyond the short term.
Let me ask you, this person that lives this life, are they still working at 70? How much do they really have left to invest with these breaks? What if the market has a down turn when you’re on vacation and you come back to a job market you can’t get a foothold in? How is your 401k really looking with all these breaks?
My goal is to not work a day after 45. I have taken many vacations and enjoyed my life while working but I plan to never answer to anyone after 45, just live my life for me. The rest of my life without worry and with security. That’s what I work for, not climbing a ladder. Security and an exit plan.
The biggest problem I see with this is staying current and sharp with your tech skills and also explaining those gaps. It’s definitely possible though, especially if you’re able to live frugally.
Most industries do not move that fast. And yeah, I’m including software in those industries. Really, how much changes in 2 years in Accounting, HR, plumbing, or electrical engineering?
As for the gap -
Them: “Can you explain this gap in your resume?”
You: “Yeah, I was travelling.”
Them: “Oh, that’s cool. You know, I wish I’d done that when I was younger.”
explaining those gaps
“I didn’t feel like working” is perfectly acceptable. Any job that takes offense to that is not worth taking.
Any hiring manager who hears that is going to hear it as “this employee will up and leave us without warning at any time”
Not saying they’re right, but that’s what it is. Most people are looking to hire permanently if possible, you’re telling them straight up that you are not going to be a permanent employee.
Or more cynically, “that guy just stayed long enough for ppl to figure out they’re useless and then quit just before getting fired to go travelling”
Yeah, but depending on the industry, that can be ok.
Some fields have companies that will hire and fire en masse based on projects that start and stop. At that point, they aren’t just paying you to show up to work, they’re also paying you to leave.
Live with a group in a LCOL area, eat rice and beans, no other hobbies.
I mean, I don’t see how it’s possible if you’re only going to have entry level skills… You’re not really building up a wealth of marketable skills if you quit all the jobs after a year.
It works if you can build up the relationships and reputation, which will depend heavily on the industry and the job.
I know two people who do this, and they have jobs that allow them to.
One is an emergency room physician. His shifts are staffed through a middleman at 3 different local hospitals, and the nature of the work is that he just does work during the shift and doesn’t bring any home with him or continuing onto the next shift he works. He gets paid very well when he’s working (average annual salary of an emergency physician in the U.S. is about $375,000 per year). And occasionally just lines up a long sabbatical, does volunteer work overseas (Doctors Without Borders/MSF), and takes time off for himself and his family. He basically budgets a $200k lifestyle and takes unpaid time off. But his pathway basically required him to just dominate school, from kindergarten through a bachelor’s degree and 4 years of medical school, and then put in his time as a resident.
Another friend of mine works as an electrician and lighting crew member on TV shows and movies. He always has to line up his next project after the current one ends, but occasionally can line something up in the future so that he can take a calculated 3-6 months between projects. He’s got a good working relationship with some producers and directors, so he basically knows he can find a job anytime with whatever production those people happen to be working on. Whenever he has enough cash, he can go and travel, timed out to where he’s not paying rent for an unoccupied apartment. Then he lines up another gig, signs a new lease, and then continues working. I think he lives very frugally on the job (I think stuff like food is covered when filming on location, so not a lot of out of pocket expenses for food/drink while working), and saves money that way.
With that, I think there are a few opportunities to think through which careers might actually allow for this.
Project-based jobs, where people work for a few months or a year towards a particular project completion, might be good for intentionally taking gaps between projects. I wonder if construction and similar industries would allow for this. Academia often has formal sabbatical policies, too, but that’s relatively late career.
Personal independent gigs can do this, if you can earn enough money doing it (so, like, not Uber and Doordash). Some people do contract design work, create independent art, write essays and op eds for different publications, etc. If you’re paid by the job, taking a break doesn’t really hurt your “resume,” so to speak. Even some who are expected to publish on a defined schedule can get ahead of the curve by producing a bunch of work for publication on that schedule (some webcomic authors and social media influencers are known to do this).
Jobs where you are employed by some firm but actually work for a client that hired your firm might also be a good candidate, if you have the seniority and flexibility and credibility to just take unpaid time off while still being on the books and website as an employee. I know people who took off a year of parental leave as lawyers, but it really depends on practice area and firm culture whether that will permanently hold them back on career growth.
Jobs that are basically shift work are designed so that no one person is totally indispensable or non replaceable, which gives the worker the flexibility to leave without hard feelings, and come back whenever they’re ready. My emergency medicine friend probably fits in this category. But also, maybe any kind of 24/7 coverage job sorta fits this category, too, in health care, IT, critical infrastructure, etc.
This is a Gen X thing but whatever
Who do you think raised Gen Z?
Bad idea because
- Jobs hiring will complain about the gaps in your resume
- when you are too old to work anymore you will have nothing
- Be good enough to get hired and maintain industry connections. Have various skills sets you can use to get hired in various fields. Taking time off to travel is high status, and many companies won’t blink if that is your reason.
- Max out your 401k first. Retire to Thailand.
My 401k is being destroyed by an orange idiot who’s literally enjoyed entitlement his entire life. When I’m too old to work, I’ll just die.
If everybody suffers at the same time it kind of equals out. 401ks are typically based on market indexes, so with wages stagnating and markets slowing everybody loses. And if everybody loses, nobody loses.
Everybody isn’t going to lose. All of us will, but the rich assholes are gonna win.
Ask the French.
I don’t think we have the stomach to pull that off.
I’d love to be wrong, though.
No person does until the conditions force them. Many people in the US are still comfortable enough and have a lot to lose, but the time might come. At a certain point it becomes the easier choice.
I mean we as a group. Some of us will, but they will be decried by the rest of us. Too much, too far, too soon.
If we could all get on the same page, that would be one thing. But it’s like unions, isn’t it? Once man stopping work is just quitting. The whole factory stopping work is industrial action.
Are you paying attention to your 401k? S&P is up ytd. If youre actively paying attention to your 401k, yours should be doing even better than that.
I dont care what side of the political aisle youre on, but your retirement 401k shouldn’t be being deatroyed right now
They were all in on Tesla
- Not if you’re a freelancer. I know some people who’ve been doing that for years, no issues getting a new gig.
- Then you retire.
This is literally the route I took in my life. Entered the workforce in the early 2000s in IT as helpdesk. Worked till I had a resume good enough for the next level up. Lived below my means. Take several months off to do whatever. Apply for a higher level position. Rinse and repeat every couple years until I was in my 40s at a company I intend to retire with.
I always lived in a smaller place than what I could afford. Never owned a new car. My current vehicle is a 2001 pickup truck, purchased in like 2018. So, gotta trade one luxury for another.
2 caveats: IT as a career was not in the state its in now. Much easier to move up and around. I’m also now in my late 40s and looking to buy my first home, since I wasn’t building a nest egg my whole life, and that’s no fun.
Also, it was really important to have some significant achievements on the resume as I left each place to show growth professionally so I could always jump up in role/salary with each move.
My career is solid and I make a great salary for my age, but homes are just insane. My brother is 6 years younger and took a more traditional route and started a family, he was able to score a good home before COVID.
Still, I wouldn’t trade anything material for the life I took and the places I went.
Nothing new.
So just longer “camp” work? Some people work for 3 months and get a month off.
I knew a landscaper who would work for the 6 months you can and then all winter would go and stay on the mountains. The company he worked for only needed to keep a couple guys for snow clearing, so it worked perfectly.
I kinda love it and kinda hate it
Tried something like this. Recruiters told me the gap didn’t look good and I should lie about needing that time off for my mental health. The 1st class honours degree I was told would allow me to walk into a job was deemed essentially worthless since I had only around 2 year’s industry experience. Took me months to get another role offered - a 15k paycut and overall a major downgrade - which I had to take to pay the rent. 0/10, would not recommend.
the gap didn’t look good
Yeah, live your entire fucking life to be attractive to that guy.
The only thing worth learning from this is that if there’s so little need for work to be done that “having gaps in the resume” is enough that they’d rather go without, then the work does not need to be done.
It’s beyond time for UBI.
Yeah… I don’t really think anyone really cares about anyone’s education anymore, at least not past your first employer.
I have to spend a lot of time teaching people in their residencies at my job, and where they went school doesn’t really bring anything to the table. In fact, a lot of the people who went to fancy private medical schools were either overwhelmed by having to talk to our impoverished patient population, or didn’t ever develop healthy ways to mitigate interpersonal conflict.
I think the problem might be how quickly you quit to do it. It takes a good year to train a new person to be productive. If they only get about a year of productivity from you after training you for a year (and a junior level amount of productivity at that), then it’s not worth their time and effort to invest in you. If you did it every 5-7 years instead, it would probably go over better. That’s long enough to see whole projects through to completion and then just take a break in between.
There’s also the issue of how long you take off. If you take off 6 months to a year, it’s less likely that new technology comes in and changes everything than if you take off 2 years. Ex: 2 years from today you can expect huge swaths of industries to adopt using AI tools in day-to-day tasks. Another ex: I’m an engineer, not a CS person. I’ve helped design computer systems, but sophisticated coding isn’t the main part of my job. In the last 3ish years I’ve seen every system I’ve encountered switch to containerization.
If you’re ever on the backpacking circuit you’ll meet people like that. They work just long enough to save up for their next trip.
But also, they travel frugally, not having a luxurious lifestyle between earning higher than average wage.
I’ve done this for the past several years. Not on purpose. I keep telling myself I’ll settle down.
I got a new job a year ago. It looked promising and I was ready to make a life here. But I don’t see myself in it. Leaving soon. Saved enough for modest living and adventurous cheapish traveling for at least a year.
Before that job I was mostly on the road for a year and a half, with some temporary odd jobs here and there.
It has its pros and cons. It’s exciting and adventurous. Sometimes it’s intense. I basically have no retirement savings. Super hard to find a partner.
You must have a pretty well-paying job because most jobs don’t pay enough for you to really generate anything other than very mediocre savings.
If I were to try this I’d probably last about 4 months and then run out of money.
Not really, actually. I live somewhat frugally. And when I say “travel” I usually mean very low cost traveling involving lots of camping.
Curious, do you plant your own fruits and vegetables? (looking to learn hydroponics)
Ah definitely try. It’s not very complex to do basic things as some may make it seem. Just get some plants a container and a water pump for circulation as well as a general liquid fertilizer
Nope. I wish. I try not to own a lot of stuff because I might move again eventually. Maybe there’s a good way to do it simply and temporarily. But I’ve scored living situations in places with gardens and fruit trees.
If you’re gonna do this, go drive a truck in a mining area. (In Australia this basically means WA) They’re often desperate for drivers and the pay is insane.
