• 2 Posts
  • 325 Comments
Joined 2 years ago
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Cake day: June 17th, 2023

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  • Yeah, it just sucks that we are all paying about an extra 3% more on everything we buy to cover the interchange fees charged on credit transactions, even if we pay cash. It’s built into all the pricing. Years back, there were places that would discount a price by 3% if you paid cash, but I haven’t seen that in years. Best we can do now is get a cash back card to recover some of the loss. The annual fee cards usually get you more back, so if you use a credit card for everything you can, you might be further ahead.










  • I put in an offer on a house that had been on the market for months at 97% of their asking price. I was pretty familiar with the market, and the offer was probably more than the house was worth, but I had seen 80ish homes by that point, and this was by far the best fit. It was still very much a buyer’s market at this time, and people would crow about getting offers so close to their asking price. Well, my realtor came back and told me the guy said my offer made his wife cry and they refused to negotiate further. Well ok, I moved on. About six weeks later they came back and asked if my offer was still good. I guess they finally got another offer and it was much lower. We did close the sale, but I found out later that his selling agent said he was one of those nightmare clients that just had totally unrealistic expectations about the whole process. Facebook marketplace is basically this without the agents to facilitate the process, so its pretty messy at times.



  • Maybe take it down about 20 percent there, friend. You commented that Ottawa drivers speed up to 90 between speed cameras. I replied, a bit tongue in cheek, that Ottawa drivers don’t drive 90, not even on the 417, where they’re supposed to. Ottawa is the only city I have driven in where significant numbers of people drive at or below the speed limit, even when traffic would permit them to go faster, and that was the case even before the speed cameras. That generally forces everyone else to be honest enough, but I concur, Ottawans definitely hammer the brakes down even harder right before a speed camera. Or while merging on the 417.