I have been provided with estimates on premium impact that range from $0.73 to $2.15 per member per
month, which means a family of four would likely pay as much as one hundred dollars more per year in
insurance premiums if I were to sign this bill
Golly, it’s almost like private, for profit insurance and for-profit ambulance companies really aren’t the most efficient way to run a healthcare system. =\
Yeah, but that’s not what I’m saying. On average, does an out-of-network ambulance ride happen to a family of four more than once every 30 years? If it does, $100 per year to avoid that is a good deal; otherwise it’s not.
But that’s not the point of insurance, which is a cost-sharing practice (presumably, ideally) designed so that the person who DOES get the ambulance ride doesn’t have to pay for the whole thing themselves and go into financial ruin because of it.
Your argument is profoundly selfish and it’s logical conclusion is the abolishment of insurance altogether.
Yep, and the ambulance companies often don’t join many networks, because they can go after the full amount from out of network patients rather than a network discount that plan members would get.
Two dollars adds up.
Golly, it’s almost like private, for profit insurance and for-profit ambulance companies really aren’t the most efficient way to run a healthcare system. =\
And three grand for an ambulance rides doesn’t add up!?
How often do out-of-network ambulance rides happen to a family of four?
How often do ambulance rides happen to a family of four?
In fact, why even spend all that money on health insurance? How often do you get sick anyway?
You have zero control over if the ambulance is in or out of network. Hence it being a surprise cost.
Yeah, but that’s not what I’m saying. On average, does an out-of-network ambulance ride happen to a family of four more than once every 30 years? If it does, $100 per year to avoid that is a good deal; otherwise it’s not.
But that’s not the point of insurance, which is a cost-sharing practice (presumably, ideally) designed so that the person who DOES get the ambulance ride doesn’t have to pay for the whole thing themselves and go into financial ruin because of it.
Your argument is profoundly selfish and it’s logical conclusion is the abolishment of insurance altogether.
I have a feeling you’ve never been in a major health situation.
Yep, and the ambulance companies often don’t join many networks, because they can go after the full amount from out of network patients rather than a network discount that plan members would get.